Terms of Use
Effective Date: October 27 2025
Last Updated: October 27 2025
1. Acceptance of Terms
By accessing or using the website [consumerdebtinsights.com] (the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please do not use the Site.
Consumer Debt Insights (“we,” “our,” or “us”) reserves the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
2. Purpose of the Site
The Site provides educational information, articles, and resources about consumer debt, personal finance, and related topics.
Some content may be sponsored or include affiliate links, meaning we may earn a commission when you click on or purchase through certain links.
All information is provided for informational and educational purposes only and should not be considered financial, legal, or professional advice.
3. Affiliate and Sponsored Content Disclosure
The Site may include:
- Sponsored articles or posts
- Affiliate links to products or services
- Banner ads or promotional content
We strive for transparency and will identify sponsored content whenever possible.
We are not responsible for the products, services, or privacy practices of third parties linked or advertised on this Site.
You acknowledge that interactions with third-party sites are solely between you and those third parties and that Consumer Debt Insights is not liable for any damages, losses, or issues arising from such interactions.
4. No Financial or Legal Advice
Consumer Debt Insights does not provide financial, legal, or tax advice.
All information is provided “as-is” for general informational purposes.
Before making financial decisions, you should consult a qualified professional who understands your personal circumstances.
5. Intellectual Property
All text, graphics, logos, and other content on the Site are the property of Consumer Debt Insights or its content providers and are protected by copyright and trademark laws.
You may:
- View and share articles for personal, non-commercial use.
You may not:
- Reproduce, distribute, or modify Site content without written permission.
- Use the Site’s name, logo, or branding in a misleading manner.
6. Limitation of Liability
To the fullest extent permitted by law, Consumer Debt Insights and its affiliates shall not be liable for any damages, losses, or expenses arising from:
- Use of or reliance on information from the Site
- Interactions with third-party websites or services
- Technical errors, downtime, or data loss
You agree to use the Site at your own risk.
7. Third-Party Links
The Site may contain links to third-party websites or services. These are provided for convenience and informational purposes only.
We do not control or endorse the content or practices of these third parties. Please review their terms and privacy policies before using their sites.
ConsumerDebtInsights.com provides informational content related to financial products and services and contains affiliate links to third-party lenders, users may verify all lenders against the Nationwide Mortgage Licensing System (NMLS). We do not directly offer financial products or services, nor do we discriminate against users based on any legally protected characteristic. Users should carefully consider their financial situation and the potential impact on their credit score when applying for any financial products linked or advertised on our site. Approval, rates, terms, and conditions are solely determined by the individual lenders and are not influenced or controlled by ConsumerDebtInsights.com.
8. Indemnification
You agree to indemnify and hold harmless Consumer Debt Insights, its affiliates, and its contributors from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
9. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the State of South Carolina, without regard to its conflict of laws principles.
Any disputes shall be resolved exclusively in the courts located in South Carolina.
10. Contact Us
If you have questions about these Terms, please contact us at:
Email: [email protected]